About us
Your Go-To Financial Growth Partner
At Karncy, we’re redefining how capital flows — bridging the gap between ambitious businesses seeking flexible funding and smart investors pursuing meaningful returns. Since our inception in 2022, Karncy has grown into a trusted fintech ecosystem empowering financial freedom, transparency, and trust.
Year founded
Businesses Funded
Successful transactions
Our mission
We started Karncy with a simple goal: to unlock better financial outcomes for businesses and investors.
Smarter Business Finance, Built for Speed
Businesses need capital to thrive — not in weeks, but now. Karncy accelerates access to funds through fast, compliant invoice discounting. We simplify financial operations so founders can focus on running their business, not chasing payments.
Finance That Works for You
Our intuitive platform makes money movement seamless. Whether you’re funding growth or investing for returns, Karncy removes friction, brings clarity, and keeps you in control — with tools designed for real people, not financial jargon.
Designed for Entrepreneurs
Entrepreneurs deserve financial tools that are as dynamic as they are. Karncy’s platform is built to support business momentum — with fair access to funding, real-time tracking, and zero hidden fees. It’s finance that works with you, not against you.
Our values
What Drives Karncy ?
Strong Partnerships
Collaboration powers everything we do — from helping businesses grow to delivering returns for our investors.
Financial Innovation
We constantly innovate to simplify finance, enhance accessibility, and stay ahead in a fast-changing world.
Real Impact
We’re here to solve real problems — driving growth for businesses and creating value for our investor community.
Empowered Freedom
Whether you’re borrowing or investing, we provide the tools and flexibility to help you move forward with confidence.
Built on Trust
Transparency, compliance, and responsibility are foundational to how we operate — earning trust every step of the way.
Bold Vision
We’re not just enabling transactions — we’re building the future of finance. Ambition fuels our mission every day.
Our Team
At Karncy, our strength lies in a diverse team of strategists, technologists, and finance professionals united by a single mission — to make capital more accessible and investing more meaningful.
Our Story
Siva Krishna, an experienced CFO, has played a pivotal role in helping numerous companies scale by strengthening their financial strategies. Through his work, he consistently observed a critical challenge: many businesses — especially MSMEs and startups — miss out on growth opportunities due to limited access to working capital and delayed funding. Traditional financing routes often fall short in speed and flexibility, leading to missed momentum.
Motivated to address this systemic gap, Siva co-founded Karncy alongside like-minded professionals, united by a shared vision — to democratize access to finance and empower the next generation of business growth.
Interested to join our team?
We’re always looking for passionate, driven individuals who believe in building the future of finance. At Karncy, you’ll work with a purpose-led team, tackle real-world challenges, and help create meaningful impact for businesses and investors alike.
If you’re excited about innovation, growth, and making finance more inclusive — we’d love to hear from you.